The Sanlam Legacy Plan is underwritten by Guardrisk Life Ltd, a licensed life insurer. Quill Consulting Services (Pty) Ltd and Sanlam Trust (Pty) Ltd are authorised financial services providers forming part of the Capital Legacy Group. SFP Wills and Estates (Pty) Ltd is a Juristic Representative of Quill Consulting Services (Pty) Ltd. “Sanlam” is a registered trademark of the Sanlam Group and is licensed to Sanlam Trust (Pty) Ltd.